Disability Cover

Disability cover pays out if you cannot work because of an injury or illness. You can use the pay out to replace your lost income…

Disability cover in South Africa protects you and your family if you are unable to do your job or you can no longer do normal day-to-day functions such as bathing, dressing or eating.

Why would you need disability insurance?

Your income is the cornerstone of maintaining your standard of living. It is used to pay for everyday expenses such as food, clothing, electricity and bond repayments. Benefit payments from sickness and income replacement policies are made on a monthly basis and act as a stable income if you are temporarily or permanently disabled affecting your earning ability.

Lump sum benefits pay out a once-off amount if you become permanently disabled. The funds can be used to cover immediate lifestyle adjustment costs such as making adjustments to your home and vehicle. Any excess funds can be reinvested to provide you and your family with an income.

“Disability cover offers income protection when you are not able to do your work because of injury or if you become disabled”.