Post Retirement Planning

Post retirement planning refers to the process of matching all the assets that a person has accumulated during their working life to their financial and lifestyle goals, needs and aspirations as they go into their retirement years.

This involves recommending the most appropriate combination of post retirement products and the development of a dynamic and tax efficient drawdown strategy.

Longevity is a big problem that has shown shortfalls in retirement. Actuarial studies show that today’s 50-year-olds will live up to between 90 and 95 years of age.

CSfin manage longevity by recommending appropriate drawdown strategies.

“We recommend investment portfolios geared towards long term growth while also securing our clients income needs in the short to medium term”.